Sunil Gupta has joined Supreme Housing Finance Limited as Chief Executive Officer, bringing more than three decades of experience across housing finance, mortgages, retail lending, credit, risk and financial services.
Gupta joins Supreme Housing Finance Limited after serving as Chief Executive Officer – Affordable Housing Finance at Shivalik Small Finance Bank. Prior to this, he served as Chief Executive Officer of ManiBhavnam Home Finance India Pvt. Ltd. for more than eight years.
At ManiBhavnam Home Finance, Gupta was responsible for the overall P&L, financial planning and budgeting, business strategies and reviews, team building and expansion. His responsibilities also included NHB compliance, corporate governance and other statutory compliances, engagement with prospective PE investors, raising debt and funding from banks and institutions, achieving overall business targets and maintaining portfolio quality parameters.
Earlier, Gupta was associated with AU Small Finance Bank as Chief of ED’s Office and Products – Retail Assets, covering mortgages, MSME and home loans. His responsibilities included driving business strategies, planning and reviews for retail lending, primarily across MSME and mortgages, along with hiring, business targets and introducing new products for retail lending verticals.
Gupta also served as Senior Vice President & National Credit Head – Housing Finance and SME at Magma Housing Finance. He handled credit verticals across housing, including home loans, loans against property and construction finance, as well as SME lending. He led a team of more than 300 employees across India and managed underwriting, portfolio quality, team building, training and hiring, policy and process changes, fraud control and audits.
Prior to this, Gupta was Vice President & National Sales Head – Construction Equipment, CV, SME and Auto Lease at Magma Fincorp. He was the business head for construction equipment, commercial vehicle, SME and auto lease financing businesses and led a team of more than 200 employees. He was also part of the team that initially set up the Housing Finance & Mortgage vertical.
Gupta earlier served as Senior Vice President & National Credit Head at Religare Finvest, where he was part of the initial team involved in setting up the housing, mortgage and SME verticals. He managed credit underwriting for mortgages, home loans and SME businesses.
His earlier career also includes nearly seven years with GE Capital, where he held credit and risk leadership positions. His responsibilities included retail credit for commercial vehicles and construction equipment, underwriting retail and strategic deals across infrastructure and transportation segments, and setting up business operations in Kolkata.
Gupta began his career in financial services with KHSL Industries as Manager – Finance & Accounts and later spent more than seven years with Magma Fincorp as Associate Vice President.
Across his career, Gupta has developed experience spanning housing finance, mortgages, MSME lending, sales, credit, risk management, financial planning, business strategy, regulatory compliance, fundraising and business expansion.
